CONVENTIONAL LOAN APPLICATION INSTRUCTIONS

1-877-981-LOAN


Loans4less

Closing Costs Are Guaranteed



Please complete the following steps:

  1. Please complete the following steps:

    1. COMPLETE THE SECURE ONLINE LOAN APPLICATION

      Our online loan application is on a secure server. The protection of information is our top priority.

      Click this link to begin the loan application: SECURE ONLINE LOAN APPLICATION


    2. UPLOAD YOUR SUPPORTING DOCUMENTATION:

      Please upload your supporting documentation to our secure server by clicking this link:

      SUPPORTING DOCUMENTATION:
      1. 2019 & 2018 W2; Current Month's YTD Pay Stubs.
      2. 2019 & 2018 Federal Tax 1040 Return all schedules/pages.
      3. 2019 & 2018 Federal Tax 1120 /1065 Return, YTD P&L 25% Owner/Self Employed.
      4. Govt Issued Identification or Valid Driver's License.
      5. Bank/Asset Statements all PDF pages for current two months. 
      6. Home Owner's Insurance Declaration page for all properties.
      7. Mortgage Statement for all properties.
      8. 2nd TD Subordination Loan Note Agreement? Solar/Energy Lien?
      9. Purchase - Executed Agreement & Addendums.
      10. Remove unfreeze/unlock security for all 3 Credit Bureaus.
      11. Please upload your supporting documentation to our secure server by clicking this link:
    3. LOANS4LESS.COM IS NOT COMPENSATED ON THE INTEREST RATE. THE LENDER-PAID BROKER COMPENSATION IS BASED ON THE LOAN AMOUNT. CLOSING COSTS CAN BE OFFSET WITH LENDER REBATE CREDIT. PLEASE VIEW LOANS4LESS.COM RATE SHEET AND GUARANTEED CLOSING COSTS

    4. ASSUMING MORE DEBT OR INCREASING CREDIT LINES DURING UNDERWRITING INCREASES DEBT TO INCOME RATIOS WHICH COULD HARM YOUR LOAN QUALIFICATION. 

    5. CONSUMER RESOURCES: 

Loans4less Steven M. Hershman
Broker & Loan Originator  NMLS # 235217
P: 877-981-5626
P: 310-540-0157 ext. 103
C: 310-408-1058
E: steve@loans4less.com

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Loans4Less® Toll Free 1-877-981-LOAN  •  310-540-0157  •  info@loans4less.com

Union Discount Mortgage, Inc. NMLS ID: 235831




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