RATES & PRICING

Conforming Loan Programs | High Balance Conforming Loan Programs | Jumbo Loan Programs | Other Loan Programs

California Mortgage Rates GUARANTEED CLOSING COSTS, INTEREST RATE AND POINTS ARE DELIVERED TO YOU AT CLOSING IF THE INTEREST RATE WAS LOCKED IN AND YOUR LOAN FUNDS BY THE LOCK EXPIRATION DATE. A RATE LOCK DOES NOT GUARANTEE LOAN APPROVAL OR LOAN CLOSING. DUE TO U.S. TREASURY SECURITIES MARKETS AND/OR OTHER FACTORS, RATES, TERMS AND PROGRAMS ARE SUBJECT TO CHANGE WITHOUT NOTICE. APPLYING FOR A MORTGAGE LOAN OR LOCKING IN AN INTEREST RATE DOES NOT COMMIT YOU TO CLOSE YOUR LOAN. TO LOCK IN A RATE PLEASE CALL TOLL FREE 877-981-5626.

EFFECTIVE APRIL 1, 2011 THE FEDERAL RESERVE BOARD HAS AMENDED REGULATION Z, THE IMPLEMENTING REGULATION FOR THE TRUTH IN LENDING ACT (TILA), REGARDING LOAN ORIGINATION COMPENSATION AS THE FINAL RULE. THIS REGULATES MORTGAGE LOAN COMPENSATION AS EITHER (1) BORROWER PAID OR (2) LENDER PAID, NOT BOTH. PLEASE CLICK HERE TO REVIEW (1) BORROWER-PAID COMPENSATION OR (2) LENDER PAID OR YIELD SPREAD CREDIT REBATE COMPENSATION.

Federal Rules are specifically designed to force the Borrower into a lower note % interest rate, provided if the Lender Paid Net Rebate $ Credit exceeds a combination of: (1) Non-Recurring Closing Costs plus (2) Accrued Interest on the proposed loan plus (3) Home Owners Insurance Renewal Premiums due, if any, plus (4) 1st or 2nd Half Property Tax installment(s) due, if any, PLUS (5) IMPOUND DEPOSITS, IF ANY, as applicable. If the Lender Paid Net Rebate $ Credit exceeds items 1-5 above then the Borrower must take a lower note % interest rate with a lesser rebate. PLEASE CALL FOR CLARIFICATION.

IT IS VERY IMPORTANT TO UNDERSTAND THAT POINTS AND REBATE CREDIT POINTS, IF ANY, ARE DIRECTLY LINKED TO A SPECIFIC INTEREST NOTE RATE % AND ARE EXPRESSED AS A TOTAL IN THE NET POINTS COLUMN. THE COMBINATION OF POINTS AND ANY REBATE CREDIT POINTS SHOULD BE CONSIDERED BY YOU IN CLOSING YOUR LOAN.

Interest Rates,Terms and/or Loan Programs can change without prior notice. Ask us for current rate information. Borrowers and properties must qualify for all loan programs. Conditions and restrictions may apply.

Last update: 2013-05-17 14:45:44 EST

TO LOCK IN A RATE PLEASE CALL TOLL FREE 877-981-5626 TO MAKE ARRANGEMENTS TO DELIVER YOUR COMPLETE LOAN APPLICATION PACKAGE. PROGRAMS, RATES AND TERMS ARE SUBJECT TO CHANGE WITHOUT NOTICE. SEE GUARANTEED CLOSING COSTS. NON-RECURRING COSTS = NET REBATE CREDIT % POINTS MULTIPLIED BY THE NEW LOAN AMOUNT VERSUS CLOSING COSTS. THE INTEREST RATE, NET POINTS AND/OR REBATES ARE GUARANTEED IF YOUR LOAN IS LOCKED IN AND YOUR LOAN FUNDS BY THE LOCK EXPIRATION DATE. BROKER ORIGINATION COMPENSATION IS NOT BASED ON THE INTEREST RATE IN LENDER PAID TRANSACTIONS. PLEASE REVIEW OTHER DETAILS BELOW.

Conforming Loan Programs | High Balance Conforming Loan Programs | Jumbo Loan Programs | Other Loan Programs

Conforming Loan Programs

MAXIMUM $417,000 SINGLE FAMILY RESIDENCE. OWNER OCCUPIED. FULL INCOME AND ASSET DOCUMENTATION. MINIMUM 620 FICO SCORE. PLEASE CALL FOR PRICING ON 2-4 UNITS, CONDOMINUMS, HI-RISE CONDOMINUMS AND NON-OWNER OCCUPIED INVESTMENT PROPERTIES.
If you don't find the rate you're looking for, CLICK HERE to let us know what rate you want!

Conforming Loan Programs
PROGRAM	NOTE RATE %	POINTS	REBATE CREDIT POINTS	NET POINTS	APR %	LOCK DAYS	CLOSING COSTS
CONFORMING 30 YEAR FIXED NO PREPAYMENT PENALTY. NO IMPOUNDS. FULL IMPOUNDS -0.25 NET POINTS. LOCK AVAILABLE AT SUBMISSION. <700 FICO SCORE, CASH OUT AND/OR >60% LTV PRICING ADD ADJUSTMENTS APPLY. EXAMPLES: RATE & TERM >720<740 FICO SCORE 60.01-70% LTV +0.25 NET POINTS; 70.01%-75% LTV +0.500% NET POINTS. 75.01%-80% LTV +0.750% NET POINTS. CASH-OUT >720<740 FICO SCORE, 60.01-70% LTV +0.875 NET POINTS; 70.01-75% LTV +1.125 NET POINTS; 80% LTV +1.500 NET POINTS. REBATE CREDIT POINTS PAID AT CLOSING IN ESCROW.
	3.500	1.000	-1.500	-0.500	3.523	30	View
	3.375	1.000	-0.500	+0.500	3.479	30	View
	3.250	1.500	0.000	+1.500	3.433	30	View
	3.125	2.750	0.000	+2.750	3.404	30	View

CONFORMING 20 YEAR FIXED NO PREPAYMENT PENALTY. NO IMPOUNDS. LOCK AVAILABLE AT SUBMISSION. <740 FICO SCORE, CASH OUT AND/OR >60% LTV PRICING ADD ADJUSTMENTS APPLY. EXAMPLES: RATE & TERM >720<740 FICO SCORE 60.01-70% LTV +0.25 NET POINTS; 70.01%-75% LTV +0.500% NET POINTS. 75.01%-80% LTV +0.750% NET POINTS. CASH-OUT >720<740 FICO SCORE, 60.01-70% LTV +0.875 NET POINTS; 70.01-75% LTV +1.125 NET POINTS; 80% LTV +1.500 NET POINTS. REBATE CREDIT POINTS PAID AT CLOSING IN ESCROW.
	3.500	1.000	-2.336	-1.335	3.445	30	View
	3.375	1.000	-1.963	-0.963	3.363	30	View
	3.250	1.000	-1.496	-0.496	3.290	30	View
	3.125	1.000	-0.961	+0.039	3.225	30	View

CONFORMING 15 YEAR FIXED NO PREPAYMENT PENALTY. NO IMPOUNDS. FULL IMPOUNDS -0.25 NET POINTS. LOCK AVAILABLE AT SUBMISSION. MINIMUM FICO SCORE 620 TO 80% LTV. CASH OUT <680 FICO SCORE AND/OR >60% LTV PRICING ADD ON ADJUSTMENTS APPLY. REBATE CREDIT POINTS PAID AT CLOSING IN ESCROW.
	2.750	1.000	-1.750	-0.750	2.761	30	View
	2.625	1.000	-1.375	-0.375	2.690	30	View
	2.500	1.000	-0.750	+0.250	2.653	30	View
	2.375	1.000	0.000	+1.000	2.633	30	View

CONFORMING 10 YEAR FIXED NO PREPAYMENT PENALTY. NO IMPOUNDS. LOCK AVAILABLE AT SUBMISSION. IF FICO SCORE <740, CASH OUT AND/OR >60% LTV PRICING ADD ADJUSTMENTS APPLY. REBATE CREDIT POINTS PAID AT CLOSING IN ESCROW.
	2.750	1.000	-2.375	-1.375	2.635	30	View
	2.625	1.000	-2.044	-1.044	2.580	30	View
	2.500	1.000	-1.546	-0.546	2.560	30	View
	2.375	1.000	-0.850	+0.150	2.579	30	View

CONFORMING 10/1 LIBOR ARM NO PREPAYMENT PENALTY. NO IMPOUNDS. LOCK AVAILABLE AT SUBMISSION. LIBOR + 2.250% MARGIN; CAPS 5/2/5. IF FICO SCORE <740, CASH OUT AND/OR >60% LTV PRICING ADD ADJUSTMENTS APPLY. REBATE CREDIT POINTS PAID AT CLOSING IN ESCROW.
	3.125	1.000	-2.648	-1.648	2.984	30	View
	2.990	1.000	-2.428	-1.428	2.930	30	View
	2.875	1.000	-1.904	-0.903	2.910	30	View
	2.750	1.000	-1.383	-0.383	2.884	30	View

CONFORMING 7/1 LIBOR ARM NO PREPAYMENT PENALTY. NO IMPOUNDS. LOCK AVAILABLE AT SUBMISSION. LIBOR + 2.250% MARGIN; CAPS 5/2/5. CALL FOR 10 YEAR INTEREST ONLY OPTION. IF FICO SCORE <740, CASH OUT AND/OR >60% LTV PRICING ADD ADJUSTMENTS APPLY. REBATE CREDIT POINTS PAID AT CLOSING IN ESCROW.
	2.875	1.000	-2.859	-1.859	2.845	30	View
	2.750	1.000	-2.514	-1.513	2.823	30	View
	2.625	1.000	-1.979	-0.979	2.816	30	View
	2.500	1.000	-1.445	-0.445	2.808	30	View

CONFORMING 5/1 LIBOR ARM NO PREPAYMENT PENALTY. NO IMPOUNDS. LOCK AVAILABLE AT SUBMISSION. LIBOR + 2.250% MARGIN; CAPS 5/2/5. CALL FOR 10 YEAR INTEREST ONLY OPTION. IF FICO SCORE <740, CASH OUT AND/OR >60% LTV PRICING ADD ADJUSTMENTS APPLY. REBATE CREDIT POINTS PAID AT CLOSING IN ESCROW.
	2.750	1.000	-2.772	-1.771	2.823	30	View
	2.625	1.000	-2.401	-1.400	2.816	30	View
	2.500	1.000	-2.031	-1.031	2.808	30	View
	2.375	1.000	-1.513	-0.512	2.812	30	View

Conforming Loan Programs | High Balance Conforming Loan Programs | Jumbo Loan Programs | Other Loan Programs

High Balance Conforming Loan Programs

MAXIMUM $625,500 SINGLE FAMILY RESIDENCE. LOAN LIMITS MAY VARY BY COUNTY. FULL ASSET AND INCOME DOCUMENTATION. MINIMUM 700 FICO SCORE. PLEASE CALL FOR PRICING ON 2ND HOMES, NON-OWNER OCCUPIED INVESTMENT AND CONDOMINUMS.
If you don't find the rate you're looking for, CLICK HERE to let us know what rate you want!

High Balance Conforming Loan Programs
PROGRAM	NOTE RATE %	POINTS	REBATE CREDIT POINTS	NET POINTS	APR %	LOCK DAYS	CLOSING COSTS
HIGH BALANCE CONFORMING 30 YEAR FIXED NO PREPAYMENT PENALTY. NO IMPOUNDS. LOCK AVAILABLE AT SUBMISSION. IF FICO SCORE <740, CASH OUT AND/OR >60% LTV ADD ON ADJUSTMENTS APPLY. EXAMPLES: FICO 700 & 60.01-75% LTV +0.250 NET POINTS; 75.01-80% LTV +0.750 NET POINTS. CASH OUT +1.000 NET POINTS. REBATE CREDIT POINTS PAID AT CLOSING IN ESCROW.
	3.750	1.000	-1.907	-0.907	3.718	30	View
	3.625	1.000	-1.375	-0.375	3.638	30	View
	3.500	1.000	-0.143	+0.857	3.613	30	View
	3.375	1.916	0.000	+1.916	3.572	30	View

HIGH BALANCE CONFORMING 20 YEAR FIXED NO PREPAYMENT PENALTY. NO IMPOUNDS. LOCK AVAILABLE AT SUBMISSION. IF FICO SCORE <700, CASH OUT AND/OR >60% LTV ADD ON ADJUSTMENTS APPLY. CASH OUT +1.000 NET POINTS. REBATE CREDIT POINTS PAID AT CLOSING IN ESCROW.
	3.625	1.000	-2.667	-1.666	3.502	30	View
	3.500	1.000	-1.862	-0.862	3.469	30	View
	3.375	1.000	-0.997	+0.003	3.442	30	View
	3.250	1.000	-0.019	+0.981	3.426	30	View

HIGH BALANCE CONFORMING 15 YEAR FIXED NO PREPAYMENT PENALTY. NO IMPOUNDS. LOCK AVAILABLE AT SUBMISSION. IF FICO SCORE <700, CASH OUT AND/OR >60% LTV ADD ON ADJUSTMENTS APPLY. CASH OUT +1.000 NET POINTS. REBATE CREDIT POINTS PAID AT CLOSING IN ESCROW.
	2.990	1.000	-2.094	-1.093	2.908	30	View
	2.875	1.000	-1.332	-0.332	2.903	30	View
	2.750	1.000	-0.509	+0.491	2.896	30	View
	2.625	1.000	0.000	+1.000	2.842	30	View

HIGH BALANCE CONFORMING 10/1 LIBOR ARM NO PREPAYMENT PENALTY. NO IMPOUNDS. LOCK AVAILABLE AT SUBMISSION. LIBOR + 2.250% MARGIN; CAPS 5/2/5; IF FICO SCORE <740, CASH OUT AND/OR >60% LTV ADD ON ADJUSTMENTS APPLY. CASH OUT +1.000 NET POINTS. REBATE CREDIT POINTS PAID AT CLOSING IN ESCROW.
	3.250	1.000	-1.745	-0.745	3.092	30	View
	3.125	1.000	-1.523	-0.522	3.043	30	View
	2.990	1.000	-1.303	-0.302	2.989	30	View
	2.875	1.000	-0.779	+0.220	2.969	30	View

HIGH BALANCE CONFORMING 7/1 LIBOR ARM NO PREPAYMENT PENALTY. NO IMPOUNDS. LOCK AVAILABLE AT SUBMISSION. LIBOR + 2.250% MARGIN; CAPS 5/2/5; IF FICO SCORE <740, CASH OUT AND/OR >60% LTV ADD ON ADJUSTMENTS APPLY. CASH OUT +1.000 NET POINTS. REBATE CREDIT POINTS PAID AT CLOSING IN ESCROW.
	2.990	1.000	-2.080	-1.080	2.921	30	View
	2.875	1.000	-1.734	-0.734	2.904	30	View
	2.750	1.000	-1.389	-0.389	2.882	30	View
	2.625	1.000	-0.854	+0.146	2.874	30	View

HIGH BALANCE CONFORMING 5/1 LIBOR ARM NO PREPAYMENT PENALTY. NO IMPOUNDS. LOCK AVAILABLE AT SUBMISSION. LIBOR + 2.250% MARGIN; CAPS 5/2/5; IF FICO SCORE <740, CASH OUT AND/OR >60% LTV ADD ON ADJUSTMENTS APPLY. +1.000 NET POINTS FOR CASH OUT. REBATE CREDIT POINTS PAID AT CLOSING IN ESCROW.
	2.875	1.000	-1.920	-0.919	2.896	30	View
	2.750	1.000	-1.647	-0.647	2.881	30	View
	2.625	1.000	-1.276	-0.276	2.874	30	View
	2.500	1.000	-0.906	+0.093	2.867	30	View

Conforming Loan Programs | High Balance Conforming Loan Programs | Jumbo Loan Programs | Other Loan Programs

Jumbo Loan Programs

MAXIMUM LOAN AMOUNT $3 MILLION. BASE FIXED RATE PRICING QUOTED WITH 760 MIDDLE FICO SCORE & <=60% LTV. PLEASE CALL FOR QUOTES ON HIGHER LOAN AMOUNTS, >60%LTV AND/OR OTHER FACTORS.
If you don't find the rate you're looking for, CLICK HERE to let us know what rate you want!

Jumbo Loan Programs
PROGRAM	NOTE RATE %	POINTS	REBATE CREDIT POINTS	NET POINTS	APR %	LOCK DAYS	CLOSING COSTS
JUMBO 30 YEAR FIXED MAX LOAN $2 MILLION. PURCHASE -0.125 RATE. PLEASE CALL IF FICO <719, LTV >75% AND/OR CASH OUT PRICING ADD ON ADJUSTMENTS APPLY. NO PREPAYMENT PENALTY. NO IMPOUNDS. LOCK AVAILABLE AT SUBMISSION. REBATE CREDIT POINTS PAID AT CLOSING IN ESCROW.
	4.125	1.000	-1.000	0.000	4.154	45	View
	4.000	1.000	-0.500	+0.500	4.072	45	View
	3.875	1.000	0.000	+1.000	3.990	45	View
	3.750	1.500	0.000	+1.500	3.906	45	View

JUMBO 15 YEAR FIXED MAX LOAN $2 MILLION. PURCHASE -0.125 RATE. PLEASE CALL IF FICO <719, LTV >75% AND/OR CASH OUT PRICING ADD ON ADJUSTMENTS APPLY. NO PREPAYMENT PENALTY. NO IMPOUNDS. LOCK AVAILABLE AT SUBMISSION. REBATE CREDIT POINTS PAID AT CLOSING IN ESCROW.
	3.500	1.000	-1.250	-0.250	3.531	45	View
	3.375	1.000	-1.000	0.000	3.442	45	View
	3.250	1.000	-0.750	+0.250	3.352	45	View
	3.125	1.000	-0.500	+0.500	3.263	45	View

JUMBO 10/1 LIBOR ARM MAX LOAN $2 MILLION. PURCHASE -0.125% RATE. IF FICO <719, LTV >75% AND/OR CASH OUT PRICING ADD ON ADJUSTMENTS APPLY. NO PREPAYMENT PENALTY. NO IMPOUNDS. 1 YEAR LIBOR + 2.250% MARGIN; CAPS 5/2/5; LOCK AVAILABLE AT SUBMISSION. REBATE CREDIT POINTS PAID AT CLOSING IN ESCROW.
	3.875	1.000	-1.500	-0.500	3.430	45	View
	3.750	1.000	-1.250	-0.250	3.385	45	View
	3.625	1.000	-1.000	0.000	3.339	45	View
	3.500	1.000	-0.750	+0.250	3.294	45	View

JUMBO 7/1 LIBOR ARM MAX LOAN $2 MILLION. PURCHASE -0.125% RATE. INTEREST ONLY +0.375% RATE. IF FICO <719, LTV >75% AND/OR CASH OUT PRICING ADD ON ADJUSTMENTS APPLY. NO PREPAYMENT PENALTY. NO IMPOUNDS. 1 YEAR LIBOR + 2.250% MARGIN; CAPS 5/2/5; LOCK AVAILABLE AT SUBMISSION. REBATE CREDIT POINTS PAID AT CLOSING IN ESCROW.
	3.375	1.000	-1.500	-0.500	3.107	45	View
	3.250	1.000	-1.250	-0.250	3.078	45	View
	3.125	1.000	-1.000	0.000	3.050	45	View
	3.000	1.000	-0.750	+0.250	3.021	45	View

JUMBO 5/1 LIBOR ARM MAX LOAN $2 MILLION. PURCHASE -0.125% RATE. INTEREST ONLY +0.375% RATE. IF FICO <719, LTV >75% AND/OR CASH OUT PRICING ADD ON ADJUSTMENTS APPLY. NO PREPAYMENT PENALTY. NO IMPOUNDS. 1 YEAR LIBOR + 2.250% MARGIN; CAPS 5/2/5; LOCK AVAILABLE AT SUBMISSION. REBATE CREDIT POINTS PAID AT CLOSING IN ESCROW.
	3.000	1.000	-1.500	-0.500	2.956	45	View
	2.875	1.000	-1.250	-0.250	2.939	45	View
	2.750	1.000	-1.000	0.000	2.923	45	View
	2.625	1.000	-0.625	+0.375	2.916	45	View

JUMBO 3/1 LIBOR ARM MAX LOAN $2 MILLION. PURCHASE -0.125% RATE. INTEREST ONLY +0.375% RATE. IF FICO <719, LTV >75% AND/OR CASH OUT PRICING ADD ON ADJUSTMENTS APPLY. NO PREPAYMENT PENALTY. NO IMPOUNDS. 1 YEAR LIBOR + 2.250% MARGIN; CAPS 5/2/5; LOCK AVAILABLE AT SUBMISSION. REBATE CREDIT POINTS PAID AT CLOSING IN ESCROW.
	2.875	1.000	-1.250	-0.250	2.946	45	View
	2.750	1.000	-1.000	0.000	2.944	45	View
	2.625	1.000	-0.625	+0.375	2.951	45	View
	2.500	1.000	-0.250	+0.750	2.958	45	View

Conforming Loan Programs | High Balance Conforming Loan Programs | Jumbo Loan Programs | Other Loan Programs

Other Loan Programs

MAXIMUM $417K. OWNER OCCUPIED. 30 YEAR FIXED. HIGH REBATE CREDIT.
If you don't find the rate you're looking for, CLICK HERE to let us know what rate you want!

Other Loan Programs
PROGRAM	NOTE RATE %	POINTS	REBATE CREDIT POINTS	NET POINTS	APR %	LOCK DAYS	CLOSING COSTS
CONFORMING 30 YEAR FIXED REBATE NO PREPAYMENT PENALTY. NO IMPOUNDS. LOCK AVAILABLE AT SUBMISSION. <740 FICO SCORE, CASH OUT AND/OR >60% LTV PRICING ADD ADJUSTMENTS APPLY. EXAMPLES: RATE & TERM >720<740 FICO SCORE 60.01-70% LTV +0.25 NET POINTS; 70.01%-75% LTV +0.500% NET POINTS. 75.01%-80% LTV +0.750% NET POINTS. CASH-OUT >720<740 FICO SCORE, 60.01-70% LTV +0.875 NET POINTS; 70.01-75% LTV +1.125 NET POINTS; 80% LTV +1.500 NET POINTS. REBATE CREDIT POINTS PAID AT CLOSING IN ESCROW.
	4.125	1.000	-4.441	-3.441	3.893	30	View
	3.990	1.000	-3.908	-2.908	3.807	30	View
	3.750	1.000	-3.000	-2.000	3.647	30	View
	3.625	1.000	-2.500	-1.500	3.565	30	View

DISCLOSURE OF IMPORTANT LOAN TERMS

APR %, NOTE RATE % AND NET POINT % QUOTES ARE TYPICALLY CALCULATED BASED ON >$250K-$417K CONFORMING LOAN AMOUNT, $418K-$625.5K HIGH-BALANCE CONFORMING LOAN AMOUNT AND A $625.6K+ JUMBO LOAN AMOUNT. THE APR % CALCULATED DOES NOT ALLOW FOR ANY ACCRUED INTEREST AND/OR RECURRING ITEMS SUCH AS PMI, TAXES AND/OR INSURANCE AND IS BASED ON NET NON-RECURRING CLOSING COSTS, IF ANY. ADJUSTABLE RATE MORTGAGE APR % ARE NOT CALCULATED AND ARE EXPRESSED AS A FULLY-INDEXED NOTE RATE % GUIDE. TERMS CAN VARY DUE TO LTV, FICO SCORE, DEBT-TO-INCOME RATIOS AND/OR OTHER UNDERWRITING FACTORS. APR % VARIANCE FACTORS CAN DIFFER DUE TO THE COMPILATION OF CLOSING COSTS USED AND METHODS APPLIED TO COMPUTE A RESPECTIVE APR % AND MAY VARY FROM THE ACTUAL TRUTH-IN-LENDING APR % EXPRESSED AT CLOSING. YOU SHOULD FOCUS ON THE NOTE RATE % AND THE NON-RECURRING COSTS PLUS NET POINTS OR MINUS REBATE CREDIT POINTS, IF ANY. THE ABOVE PROGRAM QUOTES ARE TYPICALLY BASE PRICED AT <=60% LTV, 740 FICO MIDDLE SCORE WITH FULL ASSET AND INCOME DOCUMENTATION. PLEASE SEE GUIDELINE NOTES IN EACH PROGRAM BOX. RATES, PROGRAMS AND/OR TERMS ARE SUBJECT TO CHANGE WITHOUT NOTICE. ERRORS & OMISSION EXCEPTED. CALL 877-981-5626 FOR CLARIFICATION ON LOWER FICO SCORES, HIGHER LTVs AND/OR OTHER FACTORS THAT MAY EFFECT YOUR PARTICULAR CIRCUMSTANCES.

Interest Rates,Terms and/or Loan Programs can change without prior notice. Ask us for current rate information. Borrowers and properties must qualify for all loan programs. Conditions and restrictions may apply.

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