Client Testimonials

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CLIENT TESTIMONIALS



Since 1993 we have closed loans for thousands of happy clients and some of them have written thank you notes to us. If you want a reference as to who we are and how we execute our loan packages please call us.

September 2016
Thank you for such a professional and speedy refinancing and for the transparency. I will contact you in future and I hope we can get a "deal we can't refuse" from you again.
It was a pleasure.

Sincerely,
Elton


August 2016
Thank you for the hard work and great customer service!

J. Ramos
Bellflower, CA


July 2016
As usual your service was great!

R. Lanus
Sherman Oaks, CA


June 2016
We just closed! Thank you very much for all your hard work. If any one is looking for a good mortgage company, you the first choice!

G. Boiarsky
Encino, CA


May 2016
I appreciate all you have done to help us refinance several times over the years.

E. Ainian
Burbank, CA


December 2015
Steve, once again you have come true to your word in taking care of us. We really appreciate your fair and ethical practices. Thank you,

Raka M
Pasadena, CA


November 2015
Thank you so much for all your help! You made the process super easy to understand. Happy Holidays to you and your family!

Jennifer P
San Jose, CA


October 2015
Steven, thank you so much for looking after this for us and for all of your time and effort with our refinance. Best regards,

Leslie R
Los Angeles, CA


October 2015
I am very pleased with your service. Thank you!

Sam B
Hayward, CA


September 2015
Thank you for all your service.

G. Inouye
Torrance, CA

May 2015
We want to express our gratitude for your help with our purchase. Thank you for clarifying the information as we dealt with the uncertainty of being first time home buyers.

Andrew Chika & Natalie Djabiras
San Diego, CA

March 2015
In the past 10 years our family always refinances with Loans4Less as they offer the best rates and their staff are always very effective and trustworthy from the beginning to the end and there were no unexpected charges. Loans4Less.com has been around for quite some time and for them to be able to survive the last worst downturn in the economy, they must be doing something right!

Jenny Tran
Orange, CA

February 2015
Steve,
We enjoyed doing business with you and we won't hesitate to recommend you to friends and family.

Peter Croft
San Luis Obispo, CA

January 2015
Steve, I just wanted to say thank you for your help and advice. I'm really happy! Thanks again!

Dimitri Anton
Bakersfield, CA
January 2015
Thank you so much for all your help, I really appreciate all that you did to help us refinance. We will recommend Loans4Less to all and any. Happy New Year and thanks again.

Carol & Rick DeLome
Redondo Beach, CA
December 2014
Thanks again for working with us so diligently through to closing. Happy New Year.

M. Taylor
Vacaville, CA
September 2014
I sincerely thank you for making the process so painless. As you know, I started this process long ago and had some bumps along the way, a few people told me "it cannot be done." Thank you so very much for your help. I will definitely refer anyone who needs your services!

L. Miller
Los Angeles, CA
June 2014
What a great team. I am very pleased. Thank you!

Sam B.
Stockton, CA
April 2014
Thank you Steve!
I will refer people to you!

Douglas P.
San Jose, CA


May 2014
Thank you for all your help and patience. You're the best! I look forward to doing another loan with you in the near future and  
I’ve referred you to several of my co-workers and friends.

David S.
San Diego, CA
April 2014
Thank you Steve!
I will refer people to you!

Douglas P.
San Jose, CA


November 2013
Hi Steve, our loan closed and thanks a million for making it happen, zero closing costs, a great rate and most of all super amazing service, above and beyond the call of duty.

R. Samson
Granada Hills, CA
November 2013
Thanks for all your hard work on securing my purchase loan.

Andrew M.
Santa Monica, CA
November 2013
To all the staff, we wanted to say a big THANK YOU for your outstanding work on our cash-out refinance. We were extremely satisfied with Loans4Less.com as you provided us with excellent customer service and all our questions and concerns were always answered promptly. You were very patient an very professional with no hard sell or high pressure tactics. You did everything you said, when you said it would be done! We appreciate your style of doing business and we will be recommending Loans4Less.com to everyone we know who can benefit from your services.

Happy Holidays and Best Wishes for the New year!

B & M Gonzalez
Carpinteria, CA
November 2013
Thank you so much. I really appreciate helping me refinance, it went very smooth and was transparent right from the start

Jag B.
Riverside, CA
September 2013
Thanks to you and your staff our loan closed and recorded.

Everett A.
Paradise, CA
August 2013
Thank you!

T. Stauffer
Big Bear, CA
July 2013
Thank you all so much for your hard work and making the process as smooth as possible!

C. Dodd
Orange County, CA
June 2013
Things went smoothly and Loans4Less.com always has the best numbers.

T. Lundy
Los Angeles, CA
May 2013
Thank you for being so professional throughout the entire process. I appreciate your attention to detail.

Respectfully,
Gil N.
West Covina, CA
May 2013
We will definitely recommend your company.

Herve G.
Los Angeles, CA
May 2013
Thanks so much Steve, Daniela & Noelle for your help and understanding. As always you guys are awesome and very good customer service and support. Our loan closed in time!

Regards,
Navin
Orange County, CA
March 2013
Thank you for your great support in handling our refinancing. You were always so responsive, positive, upbeat and knowledgeable. You made the whole process a pleasant experience and we always really enjoyed our interactions with you. I will definitely recommend you to any of our friends for mortgages.

Debbie Le
Redlands, CA
February 2013
I found you by referral and I will definitely refer you to others. Had a great experience with Loans4Less.

Dave B.
Ventura, CA
January 2013
Hi Steve,
Thank you for all your expert advice, excellent service and we will continue to promote Loans4Less.com to all my family and friends.

Best Regards,
Anthony H.
Palos Verdes, CA
January 2013
Steve and Loans4Less.com team, it was great working with you!
We will have more loan business for you soon.

Thanks a lot,
Mikhail N.
San Mateo, CA
January 2013
Few loan companies even advertise the kind of rates we actually finished up with. Your processing was fast and diligent. The escrow/title was better than the two I shopped and I did call around as the Federal papers suggest. You & your staff know the business and I will let people know about Loans4Less.com

Sincerely,
D. Frank
San Diego, CA
January 2013
Thank you very much for all the hard work that made it possible to refinance our home. My brother Jorge will be contact Loans4Less for the refinance of his house. Thanks again.

Sincerely,
J. Caceres
Orange County, CA
January 2013
Thank you, Steve! It was very nice working with you again.

Sincerely,
Mazen S.
Orange County, CA
January 2013
Today I received the cash-out loan proceeds, thanks. Fastest and smoothest loan I have ever had in over 30 years of home loan experience! I will recommend you in the future.

Best Regards,
Tom A.
Ventura, CA

December 2012
Thanks to you and your staff for the work on my loan. I am happy that it finally all worked out and funded the day after Christmas.
Hope you had a good Christmas and that you get out and have some fun for New Years.

Sincerely,
Ron D.
Los Angeles, CA
December 2012
Dear Hannah Robertson and all the Loans4Less.com staff. Our purchase deal recorded as confirmed within minutes of cutoff. I so appreciate your hard work and the thoughtfulness of you following it until the end. If I ever need a lender I won't hesitate to recommend Loans4Less.com as you all have great work ethics, ones that you should be recognized for sure. You did a great job and I what to say thank you.

Happy New Year!!
Donna Edwards
Westcoe Realtors
DRE#01847980
November 2012
Hi Steve,
Thank you very much for the correct and professional handling of my loan. I am really satisfied with the service you provided.

Best Regards,
Laszlo W
Santa Clara, CA


November 2012
The notary left about two hours ago; all documents are signed. As is always the case, I enjoyed doing business with Loans4Less.com

Sherry
San Franciso, CA


November 2012
I wanted to thank you for doing such a great job with your pipeline. After reviewing all of your files that have been approved all of them are either already out to closing. It's looking great and this is exactly what we would like to see from all our brokers. Thanks for all the hard work!

Janna M
Wholesale Underwriter


September 2012
Steve, you run a tight ship. I guess that is why I have refinanced my mortgage three times with you. Best wishes going forward. Thank you!

Herb B
San Diego, CA

October 2012

Thank you so much for your assistance in processing my loan!
I will be happy to refer new customers to you if I know anyone looking for a home loan.

Best Wishes,
K.Christensen
San Francisco, CA


September 2012
Steve, you run a tight ship. I guess that is why I have refinanced my mortgage three times with you. Best wishes going forward. Thank you!

Herb B
San Diego, CA

August 2012
Thank you so much for all of your hard work. We truly appreciate your professionalism and guidance throughout the process. It is no wonder that we return to your company everytime and refer our friends and family to you.

R. Campos
Los Angeles, CA

August 2012
Thank you very much for your efficient and prompt work. Convey my thanks to Steve and other members of the team.

Regards,
Nari
Orange, CA

July 2012
Hi Steve,
Thank you so much for all the work that you, Dani, Noelle and everyone else in the office did on my loan. I was impressed at how efficient everyone was and how fast the loan went through. I've been telling everyone about you so I hope you'll get a lot more calls coming through from people I know.

It's been a pleasure working with all of you.

Jane Ho
Glendale, CA

June 2012
Steven,
Thank you so much I really appreciated the help. The closing went very well. Daniela's service was superb in her efforts and all of her follow through. She is a great asset to the company. I appreciate the good advice you gave me regarding the rates and the closing costs. It worked exactly as you recommended. Thank you.

Kevin M
Big Bear City, CA


June 2012
Thank you very much for your professional handling of my loan. I was really satisfied with the service you provided during the loan process that made escrow close in a timely manner.

L. Weber
Santa Clara, CA


May 2012
This is why I recommend you to everyone I know who is looking for a new loan or a refinance... honest, straight answers, great rates and service!

It was quick and painless and that was even after being unemployed for 10 months! If anyone is shopping for a first time mortgage or interested in refinancing, I highly recommend Loans4Less. Steve Hershman is the most honest straight forward mortgage broker imaginable! This is my 3rd time refinancing with him. I've called him several times over the last few years asking if it was the right time to refinance and he said "no" until 3 weeks ago. Someone else would have gladly pushed it though just for the commission, but not him. They rock!

Bonnie O
Los Angeles, CA


May 2012
Your team really put in great efforts, the credit market is very tight but you knew how to present a case. Once again thank you very much!

Regards,
Navin
Orange County, CA
May 2012
Thanks for all your help with my decision. This will be my 4th financing with Loans4Less!

Mitch W.
Mill Valley, CA
April 2012

Thanks, pleasure doing business with Loans4Less.com

M. Penfold
San Francisco, CA
February 2012
Hi Steven,

Thanks for all your services on my brother's loan. You do honor your promises per our conversation when I came to your office to do my loan. Appreciated.

L.Ngo
Irvine, CA
February 2012
I want to thank you all for your professional service and getting my loan funded on time. I will definitely keep you in mind when recommending you to others, just as my brother Luan did for his loan.

Thank you

Lam
Orange County, CA
February 2012
I just wanted to thank you for helping us along with the loan! Thanks for your hard work in getting it processed. We are so happy it went through.

T. Ron
Redondo Beach, CA
January 2012
Thanks for getting us a great rate!

T. Rose
Redondo Beach, CA

December 2011
Hello Steven,
I would like to thank you and everybody else on your team for all your help and advice. I wish you all a happy and successfully New Year!

Zeljko
Los Angeles, CA

December 2011
Hi Steve,

Just want to thank you for all your help with my refinance. You and your staff are just great. It's good to get back with you after so many years.

Have a very Merry Christmas and a prosperous New Year!

Anthony H.
Los Angeles, CA

December 2011
Thanks Steve, it was all smooth sailing thanks to your staff, as always they did a great job and their service was impeccable. I have recommended your company to my friends and co-workers and I will continue to do so to anyone who wants to listen.

Happy Holidays!

Milanka R
Fountain Valley, CA
November 2011
Hi Hannah & Steve,

We want to say thank you for helping us with the loan. It was our pleasure to work with you through out the whole process. We are very satisfied with the new rate and the fees. We are looking forward to do more business with you in the near future.

Have a great Happy Thanksgiving Holiday to you and your family!

Regards,

Christine and Tan
San Jose, CA

November 2011
Dear Steven and Hannah,
My wife and I want to thank you for getting our loan application through the complex process so easily and quickly. The loan application process we went through with you was without a doubt the smoothest, quickest, and effortless we have ever experienced to date. To us this is significant since the loan approval these days has become the most difficult and complex procedure compared to the past. We will come to you for future business and most certainly recommend you highly to our friends and family.
Thanks and have a Happy Thanksgiving.

Shripad
San Diego, CA

September 2011
I sure will recommend you to my relatives and friends. All of you were very helpful and informative and I appreciated that.Thanks and best of luck,

N. Nguyen
Orange County, CA

January 2011
Thank you for everything you made it happen. Everyone was very responsive and courteous. A lot of steps were involved to make it work, glad it all came to a close.

Kevin McK
San Diego, CA

December 2010
Hi Steve,
This is wonderful news! We are very happy with our new loan and really appreciate all that you've done. Have a wonderful holiday and thank you again!

Cheryl
Palos Verdes, CA

November 2010
Steve,
It was a pleasure working with you and J.R.
Happy Holidays to the Loans4Less team.

Regards,
Nari
San Diego, CA

November 2010
We're very happy with the outcome, and impressed at the speed and efficiency with which you got it all done.
Will be happy to recommend LFLS.

All best regards,
Jon R
Los Angeles, CA

November 2010
Steve, a great job. I have and will continue to recommend you. Happy holidays to you and your staff.

Skip R
Beverly Hills, CA

November 2010
Hi Steve,
Thank you for all of the time and effort you and Daniela put it in to complete this deal for me. I also appreciate your patience in answering all of my questions.

Niloufar B
Los Angeles, CA
November 2010
Steve,
Because I am a "serial refinancer" I am very pleased with you and www.loans4less.com and will recommend you highly to friends.

Sherry,
Bay Area, CA


November 2010
Hi Steve & Daniela,
Thanks much - great job! If you ever need a recommendation, please let me know!

Regards,
Andrew M
Santa Monica, CA


November 2010
Hi Steve,
Thank you very much for the correct and professional handling of my loan. I am really satisfied with the service you provided. I would also like thank Daniela who's help during the loan process and at the last critical moment made the escrow close in a timely manner.

Best Regards,
Laszlo W
San Jose, CA

October 2010
Steve, anyone can promise, but it takes a real person to keep a promise. You are real! Thanks a million for helping out with my refinance.

Rao M.
Santa Clara, CA

September 2010
Thank you, Steve and Daniela. It was a "painless" process for us, after filling out the loan application.

J. and M. Lee
Los Angeles, CA

August 2010
Dear Steven, Daniela and JR:
I am happy to send you referrals because I am so pleased to do business with you several times over the past 7 years. sincerely,

Mike W
Orange, CA