CONVENTIONAL LOAN APPLICATION INSTRUCTIONS

1-877-981-LOAN


Loans4less

Closing Costs Are Guaranteed


Please complete the following steps:

  1. COMPLETE THE SECURE ONLINE LOAN APPLICATION

    Our online loan application is on a secure server. The protection of your personal information is our top priority.

    Click this link to begin the loan application: SECURE ONLINE LOAN APPLICATION


  2. UPLOAD YOUR SUPPORTING DOCUMENTATION

    Please upload your supporting documentation. Please contact us for a unique secure upload link at: info@loans4less.com.

    The protection of your personal information is our top priority.

    SUPPORTING DOCUMENTATION:

    1. 2016 & 2015 W2's and 30 day's Pay Stub.
    2. 2016 & 2015 Federal Tax Return all schedules/pages.
    3. 2016 & 2015 1120 or 1065 Federal Tax Return, 25% Owner/Self Employed.
    4. Retired Borrowers - Social Security/Pension Award Letter.
    5. Bank/Asset Statements all PDF pages for past two months.
    6. Copy of Driver's License or Government Issued Photo ID.
    7. Home Owner's Insurance Declaration pages for all owned properties.
    8. Mortgage Statement, all properties.
    9. HELOC Note Agreement, if Subordination.
    10. Purchase Escrow Only Realtor & Insurance Agent contacts.
    11. Purchase Escrow Only Executed Purchase Contract.


  3. Loans4Less.com IS NOT COMPENSATED on the interest rate. OUR 1.000% + $550 Lender-Paid Comp is based on the loan amount. 

  4. UNDER NO CIRCUMSTANCES ASSUME MORE DEBT OR APPLY FOR CREDIT DURING THE UNDERWRITING & APPROVAL PROCESS. 

  5. CONSUMER RESOURCES: 

Loans4less Steven M. Hershman
Principal Loan Originator  NMLS: 235217
P: 877-981-5626
P: 310-540-0157 ext. 103
C: 310-408-1058
E: steve@loans4less.com